4/25/2025

How Long Does It Take to Settle a Personal Injury Case in California?

Have you recently been involved in an accident in California and are now facing mounting medical bills, missed workdays, and persistent calls from insurance adjusters? You're not alone in wondering how long it will take to resolve your personal injury case and receive the compensation you deserve.

The timeline for settling a personal injury claim in California varies based on several factors, including the severity of your injuries, the clarity of fault, and the responsiveness of the involved insurance companies. While some straightforward cases may settle within a few months, more complex situations can extend over a year or more.

If you're in the Los Angeles area, consulting with a seasoned Los Angeles personal injury lawyer can provide clarity and guidance tailored to your specific circumstances. An experienced attorney can help navigate the complexities of your personal injury claim, ensuring that all aspects from medical documentation to negotiation with insurers are handled efficiently.

In this blog, we'll walk into the typical timelines associated with personal injury settlements in California, explore the factors that can influence the duration of your case, and offer insights into how legal representation can expedite the process and maximize your compensation.

What Affects How Long a Personal Injury Settlement Takes?

Every personal injury case is different, but a few key things tend to shape how long the settlement process takes. For starters, the severity of injuries matters. If you're dealing with serious injuries, your medical treatment might take months, which often means waiting longer before you even begin to discuss a settlement agreement. Doctors usually want you to reach Maximum Medical Improvement (MMI) before determining long-term needs and costs.

Next, there’s how the insurance company responds. If they drag their feet or challenge the fault party, it slows everything down. We've seen cases where delays in sharing medical records, police reports, or witness statements added weeks sometimes months to the process.

The legal process itself can take additional time. If your personal injury lawyer needs to file a lawsuit because negotiations stall, you’ll enter the discovery phase, which involves gathering documents, interviewing expert witnesses, and possibly attending hearings.

Even a case with minor injuries can take longer if the insurance adjuster refuses to agree to a fair settlement. That’s why having the right legal representation early on can make a real difference.

Common Types of Personal Injury Cases and Timelines

Some people wonder why their friend’s accident case wrapped up in a few months while theirs is still ongoing after a year. The answer often lies in the type of personal injury claim they’re dealing with and how complex it is.

  • Car Accidents: Typically settle within 6–18 months depending on injury severity.
  • Slip and Falls: Average settlements happen within 12–24 months, especially if liability is contested.
  • Dog Bites: Can resolve faster, usually within 6–12 months if liability is clear.
  • Workplace Accidents: May involve worker’s compensation claims, often resolving within 12–18 months.
  • Burn Injuries: Severe burns may require prolonged treatment, extending settlements to 18–36 months.
  • Truck Accidents: Complex cases often involving multiple parties, typically taking 18–36+ months.

Knowing what type of case you have helps manage expectations about how soon you might see fair compensation.

Typical Timeline of a Personal Injury Claim in California

Understanding what actually happens after you file a personal injury claim can make a confusing process feel more manageable. Here’s how it typically unfolds:

1. Intake & Investigation (Weeks 1–4)
This is when you speak with a personal injury attorney and start gathering details accident reports, witness statements, photos of the accident scene, and any relevant medical records. It’s about building the foundation of your case.

2. Medical Treatment & Reaching MMI (Months 1–12)
Whether you have minor injuries or something more serious, you'll need to complete treatment before moving forward. Your lawyer can’t push for a fair settlement until your doctors know the full extent of your injuries.

3. Demand Letter & Negotiation (Months 6–14)
Once treatment wraps up, your lawyer sends a demand letter to the insurance carrier outlining what happened and what you’re seeking. This kicks off the negotiation process. If the insurance company agrees you deserve compensation, a settlement can happen fairly quickly.

4. Filing a Lawsuit (Months 12–18)
If the insurance adjuster won’t budge, your lawyer may file a personal injury lawsuit. This doesn’t mean you’re going to trial right away, but it moves your case into the legal proceedings phase.

5. Discovery Phase (Months 18–24)
Here, both sides exchange information. This could include depositions, additional medical attention records, and expert reviews. It’s a chance for each side to understand the other's case better.

6. Settlement Discussions / Mediation (Months 18–30)
Many cases settle during this time often right before a court date. Mediation can be a useful step, saving you both time and money.

7. Trial (Months 24–36+)
If no agreement is reached, your case might go to trial. Between court availability and legal steps, it can take an additional time to get a resolution. While most personal injury settlements don’t reach this stage, it’s still a possibility worth being prepared for.

Why Some Cases Take Longer Than Others

Not all personal injury claims move at the same pace and that can be frustrating when you're waiting on settlement money to cover medical bills or lost wages. One common reason for delays is when there's a disagreement over who's really at fault. In motor vehicle accidents, for example, both drivers might point fingers, requiring accident reconstruction specialists or extensive investigations to sort things out.

Then there’s paperwork. If your medical providers are slow to send your records or your treatment plan isn’t complete yet, there just isn’t enough pertinent evidence to support your claim. This can stall settlement negotiations with the insurance company.

Cases involving multiple negligent parties, like a truck accident involving several businesses or insurance carriers, naturally take longer. There are more people involved, more insurance policies to review, and more time spent on the exchange of evidence.

And sometimes, delays are intentional. Some insurance company tactics involve slow-playing the process to push you into accepting a lower offer. Having the right legal counsel can help call out these delay tactics and keep things moving.

Recent Statistics on California Personal Injury Timelines

Knowing what to expect can ease some of the stress. According to recent reports, most personal injury cases in California settle between 14 and 24 months. That’s the average range, though it varies based on the nature of injuries, available crucial evidence, and how many involved parties there are.

Court backlogs are another reason some cases drag out. In the 2022–23 fiscal year alone, over 4.5 million cases moved through California courts. That kind of volume means some hearings and trials face long waits.

Still, there's good news. About 95% of personal injury matters don’t actually make it to trial they settle outside the courtroom, often through alternative dispute resolution methods like mediation. This can lead to a quicker resolution, especially if you're working with a personal injury law firm that understands how to handle insurance company negotiations effectively.

Medical malpractice and cases with complex expert testimonies often take longer, averaging 31 months or more, due to the technical nature of the claims and longer litigation processes.

Can You Speed Up the Process?

Yes, there are steps you can take that make a real difference. Start by organizing your documents early things like medical records, accident reports, and receipts for treatment. That kind of crucial evidence helps your attorney build a stronger case faster.

Keep your legal counsel in the loop. When you respond quickly to their questions and attend appointments on time, you avoid unnecessary delays. A consistent medical treatment history also tells the insurance company that your injuries are real and serious, reducing room for disputes.

Open-mindedness during the negotiation process can also help. Being willing to consider alternative dispute resolution like mediation could lead to a quick settlement especially when both sides see the benefit of avoiding trial.

Lastly, hire an experienced attorney with a track record of moving cases efficiently. They know how to work with insurance adjusters, push back on stalling tactics, and keep your case on track toward a resolution.

Do All Personal Injury Cases Go to Trial?

Not usually. In fact, most people are surprised to learn that about 95% of personal injury claims never reach a courtroom. Instead, they’re resolved through settlement negotiations, often with the help of an experienced personal injury lawyer who knows how to work with the other side to reach fair terms.

A trial usually happens only if there’s a big disagreement like who’s at fault, or how much your injuries are really worth. That said, even if a personal injury lawsuit is filed, it’s common to settle before ever seeing a judge.

FAQs About California Personal Injury Settlements

How much money should I ask for?

That depends on the details medical bills, lost income, pain and suffering, and more. Your personal injury lawyer can help calculate a number that reflects what you’ve truly lost.

Do I need to reach MMI before settling?

Yes, it’s usually best to wait. Settling too early means you might miss out on compensation for ongoing care or future medical needs. Most personal injury settlements are based on the full picture, which includes reaching Maximum Medical Improvement.

What’s the average time to settle a car accident case?

Most settle between 6 and 18 months, though that can stretch longer if injuries are serious or there are insurance company delays.

What percentage do personal injury lawyers charge?

Typically, it's a contingency fee meaning you pay only if you win. The standard is around 33% of the settlement, but this can vary depending on the case and law firm.

Can I settle without filing a lawsuit?

Yes, and many people do. Filing a personal injury lawsuit is often a last resort when negotiations stall. A good attorney will try to reach a fair agreement first to avoid the added time and stress of court.

Should I Hire a Lawyer to Help With My Personal Injury Claim?

You don’t have to hire a lawyer but it can make a big difference. A seasoned Los Angeles personal injury lawyer brings experience, structure, and strategy to your case. We understand how to gather the right evidence, work with insurance companies, and build a case that holds up whether you're negotiating or preparing for trial.

For example, one accident victim initially tried to handle their claim alone and was offered a low settlement. After bringing in legal help, they received more than double the initial offer and didn’t have to go to court.

Whether it’s a car accident, slip and fall, or something more complex, a lawyer can guide you through the personal injury claim process and help you move forward with confidence.

Talk to a California Personal Injury Lawyer Today

If you’ve been injured and have questions about your options, it helps to talk things through with someone who does this every day. At the Law Offices of Adrianos Facchetti, we offer free consultations to help you understand your rights and what your case might be worth.

Whether you're dealing with a recent personal injury lawsuit or still trying to decide if filing a claim is the right move, our team is here to provide clear, honest advice. Get in touch today to take the next step toward the compensation you deserve.

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